Thing to Consider in Buying a Property

A house is a necessity for us all for it would be comfortable for the family to be able to have our own homes where…

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A house is a necessity for us all for it would be comfortable for the family to be able to have our own homes where we can feel secure from any harm especially from intense heat and rain. In choosing a house there are various considerations that we need to make. 

It may include the location of the house, number of family members, the needs of the family and of course, the budget. So, if you are planning to buy a new house, here are some things that you need to consider:

things to consider a buying a property

1. Budget. How much is your budget for a house? If you have an allocated amount, it would be easier for you to look for a place to stay. You can check homes that are below your budget, just right for the budget and those that a little above the budget. This way, you can get the best home without spending too much. Always assess all the financial burdens before diving into buying a home. Also decide on how you plan to pay for the house.
2. Location. Is the location near the school or your office? Are there convenience stores nearby or pharmacies maybe? Is the neighborhood safe and secure? Make sure to check the place before you buy the house. You can try visiting the area day and night so you can see the goings-on in the place that you intend to stay.
3. House Design. Of course, you want your house to be beautiful and presentable. Look at the design of the house if it suits your taste. Check the interior too. Check how many rooms are there and if the layout is perfect and functional for the family. You may also consider renovations and additions to the home too if you have the budget.
Make sure that you inspect the existing home before you finally purchase it. Check for possible repairs and renovations too because this will also be part of your budget. Consider if this would be a home you’d like to live for a lifetime. Because if that is the case, it has to be open to possible changes in the family too.
When you are looking for a home, there are five possible ways for house hunting. You could either check online listings, consult real estate agents, word of mouth, newspaper listings and real estate fairs. In the US, 90 percent of house hunters find a place through the internet because it is easier and less time consuming with a huge number of choices. But in Asia, there is a lesser percentage of people who use the internet to look for homes.

Internet Penetration in Asia

Property Market Study in the Philippines


In the Philippines, not a huge percentage of people are into online transactions when we speak of properties for fear of scams and frauds. But we do check available properties online too. Many sellers and developers went online to market and showcase properties. One website that we can check on available properties in the country is Lamudi.

Lamudi

Global property website Lamudi conducted a comprehensive overview of the property sector in 16 emerging countries that included the Philippines. It was based on an online survey conducted with house-hunters and real estate agents. The research aimed to assess the habits of online property seekers.

One of the primary consideration for Filipinos in choosing a property is the price. Some people consider it as their investment while 72% wants the security of owning their own home. It would really be nice to be able to live in our own homes without worrying about rentals and other rental concerns. From the research, they found out that 60 percent of renters leased their homes due to cost constraints. 

Buying Property


As different natural catastrophes came to the country like the Super Typhoon Haiyan, the number of families who opted to purchase properties increased to 7.2% which could be a manifestation that people want more secured and safe homes. As for agents and brokers, more than 90 percent of them think of there will be a positive response in the market for the next 12 months.

There is a great chance for growth in the real estate industry. It was cited by Jose Romarx Salas, Head of Research and Consulting at Pinnacle Real Estate Consulting Services that the key challenge of the Philippine property market is to find enough land to accommodate the development. There will be lots of development in the country too in terms of real estate and housing. Below is a graphic presentation of the most popular locations for properties in Metro Manila.

Popular Property Locations in Metro Manila

Well, whether you are in the Philippines or in the USA or wherever you are in the world, the three important things to consider in buying a home would be the same. If you look carefully in these three things, you will never go wrong and you will be able to get your dream home.

The above study of the property market could also be of help to you.

Image Credit: World Property Journal

5 comments

  1. Those are all valid arguments. I think budget consideration is also very important especially if you will pay in installment. The house amortization should be affordable and should not be a burden to the family.

  2. I agree with the 3 important considerations. The location important like if its accessible and near your work place, malls, Church, etc. Also, the area should be flood free for our safety. I also consider the environment because I want a peaceful place.

    Mommy Maye2
    ourfamilyblogsabout.info

  3. That is so true. My mom and I decided on a high rise condo because the mortgage options are reasonable plus we definitely scored on the location. I am near all manner of transportation. I think another factor to consider is the lifestyle. At this stage of my life I love living in high rise but I still dream of owning a house in a quiet subdivision somewhere. 🙂

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